Title Deed

A document that records the extent, nature, ownership and any interests in a property. A title deed will also set out any rights or obligations affecting the property. In England and Wales, this is usually a Land Certificate issued by HM Land Registry. If there is a mortgage outstanding, this converts to a Charge Certificate and is usually held by the mortgage company. Since 2000, it is compulsory to register all properties mortgaged or transferred. In Scotland, the body concerned is the Registers of Scotland.

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