United Kingdom
17 May 2012
Jargon Buster
Refinancing
The re-arrangement of loans or other credit either to obtain further money or to reduce repayments. See consolidation loan.
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Accident Sickness And Unemployment Insurance (ASU)Additional Cardholder
Adjudication
Administration Order
Adverse Credit
AER
Agreement In Principle
Amortisation
Annual Equivalent Rate (AER)
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Annuity Mortgage
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Collar
Collateral
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Consumer Credit Act 1974
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Cooling Off Period
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Dynamic Delinquency
Early Repayment Penalty
Electoral Roll
Endowment Mortgage
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Enquiry
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Experian
Extended Credit Taker
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FICO Score
Financial Association
Financial Ombudsman Service
Financial Services Authority (FSA)
First Mortgage
Fixed Rate
Fixed Rate Mortgage
Flexible Loan
Forced Sale Value (FSV)
FSA
FSV
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Further Advance
GAIN
Garnishee Order
General Insurance Standards Council (GISC)
Geodemographic Data
GISC
Gone Away Information Network (GAIN)
Guarantor
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Higher Lending Fee
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Lump Sum Reduction
Money Laundering
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Mortgage Valuation
Mortgagee
Mortgagor
Multiplier
Negative Equity
Non Status Mortgage
Notice Of Arrears
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Notice Of Default
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Offset Mortgage
Ombudsman
Oral Examination
Overdraft
Overdraft Limit
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P60
Payment Holiday
Payment Protection
Payment Protection Insurance (PPI)
Pension Mortgage
Personal Loan
Plastic
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Principles Of Reciprocity
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Scottish Decree
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Valuation
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Writ Of Fi Fa
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