Delinquent

Credit slang for a customer not paying on time. A delinquent account is one that is, or has been, in arrears and will subsequently have a negative impact on your credit rating. This will be displayed in the payment history of your credit report.

Delinquency will continue to have an adverse effect on your credit rating even if the the account is brought up to date, and will remain on your credit report for six years from the date of account closure.

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Administration Order
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Agreement In Principle
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Annual Equivalent Rate (AER)
Annual Fee
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Annuity Mortgage
Application Score
Application Search
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Arrangement Fee
Arrangement To Pay
Arrears
Attachment Of Earnings Order
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Base Rate
Bridging Loan
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Cash Advance
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CCJ
CCN
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Charge Card
Charge Over Equitable Interest
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CIFAS
CIFAS Entry
CML
Collar
Collateral
Commission
Consolidation Loan
Consumer Credit Act 1974
Consumer Credit Trade Association.
Cooling Off Period
County Court Judgment (CCJ)
Court Information
Credit
Credit Agreement
Credit Card
Credit Card Cheques
Credit File
Credit Impaired
Credit Limit
Credit Rating
Credit Reference
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Credit Score
Credit Search
Data Sharing
Deed Release Fee
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Delinquent Account
Delphi
Deposit Account
Depreciation
Disassociation
Discounted Rate Mortgage
Drawdown Loan
Dynamic Delinquency
Early Repayment Penalty
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Endowment Mortgage
Endowment Policy
Enquiry
Equifax
Equity
Equity Release
Experian
Extended Credit Taker
Fair Isaac
FICO Score
Financial Association
Financial Ombudsman Service
Financial Services Authority (FSA)
First Mortgage
Fixed Rate
Fixed Rate Mortgage
Flexible Loan
Forced Sale Value (FSV)
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Further Advance
GAIN
Garnishee Order
General Insurance Standards Council (GISC)
Geodemographic Data
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Gone Away Information Network (GAIN)
Guarantor
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Higher Lending Fee
Household Score
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Kerbside Valuation
Lending Multiplier
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Lien
LTV
Lump Sum Reduction
Money Laundering
Mortgage
Mortgage Indemnity Insurance
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Mortgage Valuation
Mortgagee
Mortgagor
Multiplier
Negative Equity
Non Status Mortgage
Notice Of Arrears
Notice Of Correction
Notice Of Default
Notice Of Default Sums
Offset Mortgage
Ombudsman
Oral Examination
Overdraft
Overdraft Limit
Overpayment
P60
Payment Holiday
Payment Protection
Payment Protection Insurance (PPI)
Pension Mortgage
Personal Loan
Plastic
Portable Mortgage
Principles Of Reciprocity
Proof Of Income
Propensity Score
Protective Registration
Public Information
Reciprocity
Redemption Penalty
Refinancing
Remortgage
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Repossession
Schumer Box
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Scottish Decree
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