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Credit Reference

A general term for a credit report, status report or bank reference.

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Accident Sickness And Unemployment Insurance Additional Cardholder Adjudication Administration Order Adverse Credit AER Agreement In Principle Amortisation Annual Equivalent Rate Annual Fee Annual Percentage Rate Annuity Mortgage Application Fraud Application Score Application Search APR Arrangement Fee Arrangement To Pay Arrears Asset Conversion Fraud Association Of Mortgage Lenders Attachment Of Earnings Order Bank Reference Bankruptcy Base Rate Bridging Loan Broker Building Society Bureau Bureau Score Buy To Let Mortgage CAIS Callcredit Callscore Cap Cap And Collar Capital Capital And Interest Mortgage Capitalised Interest Capped Rate Card Protection Case Type Cash Advance CCA CCJ CCN CCTA Charge Charge Card Charge Over Equitable Interest Charging Order CIFAS CIFAS Case Type CIFAS Entry CIFAS Fraud Type CML Collar Collateral Commission Consolidation Loan Consumer Credit Act 1974 Consumer Credit Trade Association.Cooling Off Period Council Of Mortgage Lenders County Court Judgment (CCJ)Court Information Credit Credit Agreement Credit Card Credit Card Cheques Credit File Credit Impaired Credit Limit Credit Rating Credit Reference Credit Report Credit Score Credit Search Data Sharing Deed Release Fee Default Delinquent Delinquent Account Delphi Deposit Account Depreciation Disassociation Discounted Rate Mortgage Drawdown Loan Dynamic Delinquency Early Repayment Penalty Electoral Roll Endowment Mortgage Endowment Policy Enquiry Equifax Equity Equity Release Experian Extended Credit Taker Facility Takeover Fair Isaac FICO Score Financial Association Financial Ombudsman Service Financial Services Authority (FSA)First Mortgage Fixed Rate Fixed Rate Mortgage Flexible Loan Floor Forced Sale Value (FSV)FSA FSV Full Payer Further Advance GAIN Garnishee Order General Insurance Standards Council (GISC)Geodemographic Data GISC Gone Away Information Network (GAIN)Guarantor HCJ Health Insurance High Court Judgment Higher Lending Fee Household Score Hunter Impaired Credit Insurance Claims Fraud Joint And Several Kerbside Valuation LBO Lending Multiplier Liability Lien LTV Lump Sum Reduction Misuse Of Facility Money Laundering Mortgage Mortgage Indemnity Insurance Mortgage Payment Protection Mortgage Valuation Mortgagee Mortgagor Multiplier Negative Equity Newbuy Non Status Mortgage Notice Of Arrears Notice Of Correction Notice Of Default Notice Of Default Sums Offset Mortgage Ombudsman Oral Examination Overdraft Overdraft Limit Overpayment P60 Payment Holiday Payment Protection Payment Protection Insurance (PPI)Pension Mortgage Personal Loan Plastic Portable Mortgage Principles Of Reciprocity Proof Of Income Propensity Score Protective Registration Public Information Reciprocity Redemption Penalty Refinancing Remortgage Repayment Mortgage Repossession Schumer Box SCOR Scottish Decree Search Footprint Searches Second Mortgage Secured Loan Security Self Certification Sequestration Set Off Share Shared Equity Shared Ownership Sharking Shortfall Standard Variable Rate Status Report Sub Prime Credit Subject Access Request Subsequent Mortgage Summary Box Third Party Data (TPD)Title Deed TPD Rules Tracker Mortgage Trade Organisation Trust Deed Underwriters Unsecured Loan Valuation Victim Of Impersonation Wait Period Warrant Of Execution Wescore Writ Of Fi Fa Z Score

I've recommended your site loads and loads of times to other friends and family with credit issues.

Liam, Wiltshire

Thanks ever so much. That was so helpful. I have now resolved the issue and found out that the account was settled in full in 2007, and mistakes were made which resulted in the debt agency defaulting me. I am so grateful. Thank you.

Catherine, Wigan

I think you provide an excellent service and will gladly subscribe to the monthly amount to keep an eye on my credit file.

Colin, East Sussex

The improvements made to your website since I last visited are very impressive. The site has come a long way since I first joined. Keep up the good work!

Stuart, Wiltshire

You'll be very pleased to know that you finally cracked the case! Thanks very much for your time and patience, you have been an absolute star!

Bev, Leicestershire

I have to say that I am very impressed with your firm and I will be recommending the use of your services to the 300 or so members that members of my firm use.

Philip, Gloucestershire

Really impressed with the site!!

David, Newcastle

I would like to say the customer service is excellent, whenever I have emailed about any problem I had - a reply would come straight away and the problem would be resolved.

Fhaima, Nottingham

Once again thank you for your politeness even though I ranted in my email, it shows excellent customer service skills and professionalism, you are an asset to your company.

Steven, Cheshire

I thank you for the service that you have provided to date and I have been more than happy, again, many thanks for the first class product.

Rob, London

I am very impressed with the customer friendly and ease of use of your site and the information that can be determined from it.

Balraj, West Yorkshire

I like your service a lot - I've been trialling it after using [main competitor]'s very expensive service, but your one seems to be friendlier to use. Many thanks for your help.

Tom, Cheltenham

Thank you very much for the information, it has been very helpful and I am highly impressed with your service.

Richard, Hampshire

I must say I've received excellent service from you and the team. I will definitely choose to use annualcreditreport.co.uk again when I next need to perform a credit check.

Ben, London

I have been using your excellent service for many months now and it has become an invaluable tool to me in my attempts to repair my credit file.

Sean, Kent

Thank you for your promptness and efficiency. Doesn't happen all the time and when it does, gratitude is the order of the day.

Noel, Glasgow

I have discovered this website by chance and I must say that you are a lot cheaper than [competitor] etc. and the service is excellent. Please keep it up, we will not want to lose this superb value-for-money service.

Chris, Hertfordshire

Thanks again for the email. It was very satisfying to read as a customer. Well done to you on maintaining this standard.

Josh, Buckinghamshire

I just felt totally compelled to write to say how incredibly impressed I am with your service! It is so reassuring to deal with such an efficient, transparent and ethical organisation such as yourselves in these difficult times. I am recommending you to everyone I know.

Jill, Kent

I owe you so very, very much. Your management team should be very proud of you as the service and kindness you have provided to me has been absolutely fabulous, so many, many thanks. It is only as a result of your help and kindness that I have achieved what I have.

Philip, Gloucestershire

I just wanted to thank you for you quick response to my email: you advice has been most welcome and the booklet that you sent has been invaluable. Thanks once again for the brilliant service.

Steve, Kent

You guys are really great and I'm going to recommend you to everyone!

Ruth, Southampton

Thank you for a very professional and satisfactory response. It was very satisfying to read as a customer. Well done to you on maintaining this standard.

Joshua, Milton Keynes

Thank you very much for this helpful information. I'll do the various things you suggest and hope to sort these items out.

Patricia, Cambridgeshire

I have dealt with many businesses on the Internet, face-to-face and over the phone and through the post, but have never dealt with anyone like you. In my experience you are the only one who promptly replied to all my enquiries - I really admire your excellent service.

Rudolf, Dunfermline

I just wanted to let me know that you advice and guidance has been invaluable to me over the past few months. The default that was wrongly on my report, has been removed and I am starting to establish a credit rating once more. Thanks for all of you have helped me .

Neil, Penzance

Many thanks for that very thorough advice - much appreciated. Great service.

Kevin, Sheffield

Just wanted to say thank you as the recommendations page for who is likely to lend to me has been really useful. I have struggled to get credit lately but now I've been accepted by MBNA and it has saved me lots of unnecessary searches.

Sabrina, West Midlands

Just a brief note to say how impressed I am with your product. It is so refreshing to get the right answers to the questions within this grey area of personal credit reports. Thank you once again

Mark, London

Thank you very much, I am extremely impressed with the quick response, greatly appreciated.

Leena, Middlesex

Just completed signing in and getting a credit report. I found the website easy to use and the whole procedure very straight forward and quick from start to finish.

Mark, Herefordshire

Thank you very much for your very prompt and full response to my email. I'm sure you can imagine my great relief to read your thorough explanation of the question - and I wonder now why I got so hysterical! You have put my mind at rest.

Peter, Suffolk

Thank you for your promptness and efficiency. Doesn't happen all the time and when it does, gratitude is the order of the day.

Joseph, London

Thank you very much for a comprehensive reply which was clear and helped me to understand those annoying ‘money laundering checks', which I thought would be detrimental to my credit score.

Steven, Chelmsford

Great service, already recommending it to others. This is what people need, it will prompt them to check their history as they will be reminded yearly.

Matt, West Midlands

Thank you for going to so much trouble for me. All the info you have provided is great and very much appreciated.

Anne, Glasgow

Thanks for confirming what I thought to be true but never wanted to really find out! Like most people, I buried my head for years surviving, working - cycle then continues! Time to sort it out and using you guys I can highlight the areas to improve upon.

Jason, Gloucestershire

Thank you for the quick turn around. I am very impressed with the speed and effectiveness of your company. Most companies don't reply to things quicker than a couple of days, but you notice a problem, checked with the customer and sort the problem all out within 1.5 hours.

John, Leeds

Many thanks for your very informative email! I'll be recommending the service to my friends if they ever need a credit report.

Tim, Salisbury

You don't know what a help your report has been: it's highlighted a huge error in (lender's) administration on my mortgage. They're sorting it out and showering me with apologies.

Chris, London

I'd like to take the opportunity to thank you for your very fast responses and your overall service. I can do nothing but recommend you.

Ahmet, London

I'd like to congratulate you on an excellent service, and a superb soft sell. I'm sure you will have my business for a long time to come.

David, London

I'm pleased to say this is easily the best site of its type I've come across – clear information, well designed and easily navigable -and the low cost puts the icing on the cake!

David, West Yorkshire

Many thanks for you mega quick response! That's brilliant! Very impressed with the service so far! Going to get my husband to sign up for an account.

Amy, Salisbury

Thank you for the quick and prompt service, just wish all of our UK customer service was as good as yours.

Steve, Halesowen

My sincere thanks for providing the most affordable and fair credit referencing service available.

David, Ballyclare

Brilliant, brilliant, brilliant tip, thank you. Now why couldn't the bank, Paypal, Ebay or the police think to suggest that?!

AW, London

I really like the improvements you've made to the site. All the info is much more accessible now. Well done. Best regards and keep up the good work.

Richard, Hampshire

Thank you for your excellent service. I have found your online credit report very helpful and useful and I am very pleased to have registered with you.

Amjad, London

I have been very happy with your service. Thank you very much for the service you have provided me over the last 12 months. I will be recommending your company to work colleagues etc. Once again, thank you.

Candy, Norfolk

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