
A bureau score distributed by UK credit reference agency Callcredit.
This is a Fair Isaac score that uses SHARE (Callcredit's closed user group) data and public data to rank in order consumers according to their relative credit risk. Partial and full SHARE scorecards are available.
There is no universal scoring system – each of the three credit reference agencys Callcredit, Equifax and Experian, and all lender have their own scorecards and criteria and as such you do not have a definitive credit score. Our own scoring system is the only one based on the likelihood a lender would accept you for a credit commitment based on the information within your file.
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