Attachment Of Earnings Order

An enforcement method whereby a court order is served on your employer to deduct an amount of money from your pay and to send it direct to a lender who has obtained a County Court Judgment [CCJ] against you. This is one of several remedies after judgment that a lender can use, once it has obtained judgment against you.

Due to the nature of the method, the customer must be employed and the employer must be willing to comply with the order. Such orders cannot be placed against the unemployed, forces personnel, a firm or limited company, or merchant seamen. Before a lender can apply to the court to issue an attachment of earnings order, the customer must be at least one month in arrears and the outstanding sums are £50 or more.

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