Free Credit Report
Your Credit Report, online and FREE of charge
See more than lenders can see. Check your file before applying for credit or for a job. Keep an eye on your credit file to help spot early signs of identity theft. Peace of mind, all free.
Card details not required
Reluctant to give your card details online, or worried about signing up for so-called "free" offers only to watch your card be billed unexpectedly a few weeks later? There's no need to supply your credit or debit card to be able to use our service and there's no hidden charge. It's 100% free.
FREE Instant Online Access
To provide you with instant access to your credit report we attempt to authenticate you online. To do this, we need to verify your credit or debit card details as part of the process if you're happy to provide them, but we don't take any money. If you don't want to provide your card details, we'll simply send you a special code by post instead.
FREE update once a year
Not just a one-off trial. We provide your credit report now, and every year afterwards. You can keep track of your financial fortunes - and guard against impersonation fraud. Premium Members can get credit reports more frequently at market leading prices.
What's included?
Your full credit report from one of the UK's principal credit reference agencies, based on your current address.
All online, accessible 24 hours a day and laid out in an easy-to-understand way. We also match up your credit report with lenders, so you can get cheap credit from lenders who are likely to say 'yes'.
What's the catch?
All we ask is that you receive our monthly email giving tips on credit and how to avoid falling victim to identity theft. That's it.
Who is Credit Reporting Agency?
We are an independent provider of online credit reports. We were the first in the UK to provide consumers with access to online credit reports. We are a fully registered credit reference agency, licensed with the Office of Fair Trading and registered with the Office of the Information Commissioner.