What information will be shown on my credit report?

We’ll provide you with credit report info from one of the three credit reference agencies. This will contain the following information:
  • Electoral Roll
  • Court actions (judgments and decrees) recorded against you over the last 6 years
  • Insolvencies (bankruptcies, sequestrations, trust deeds, individual voluntary arrangements and more) recorded against you over the last 6 years
  • Searches – lists those organisations that have looked at your credit report over the past 2 years
  • Your payment history – usually shows credit card and store card accounts, loans, mobile phone accounts and some bank accounts which are reported about you every month to the credit reference agency – in some detail including lender names, how you have kept payments up over the last 4 years on each account, credit limits, balances, account start dates and much more
  • Financial Associations – displays third parties who you are known to be financially linked to you
  • Fraud Warnings – identifies if any fraudulent attempts have been made to apply for credit from your address.
  • Notice of Correction/Dispute – any recorded issues still showing on your credit report.
  • Details of any addresses that are known to be linked to you

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