United Kingdom
12 March 2010
annualcreditreport.co.uk
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Credit Reporting Agency?

Who is Credit Reporting Agency?

This website is operated by Credit Reporting Agency Limited.

Established in 1999, Credit Reporting Agency Limited was the first company in the UK to give consumers online access to credit reports. We are an independent, privately owned company with no links to any government agency, lender, credit card company, bank or building society.

We have helped over 1.5 million consumers to find their credit scores, credit ratings, credit reports and lenders most likely to say yes.

Our aims are to provide consumers with:

Unlike most credit reporting agencies, consumers are the principal focus of our business. Virtually all other credit reporting agencies obtain the majority of their income by selling information to others about you. We do not. Credit Reporting Agency never sells your personal information to anyone. Consumers are our customers, not businesses.

Our Banking and Credit Card Survey is one of the largest of its kind and gives you the opportunity to provide feedback about banks, building societies and credit card companies. The results are made available to our customers so they can make more informed decisions about who to deal with.

At a glance

  • Founded in 1999 - the most experienced UK online provider
  • Fully independent, award winning consumer champion
  • First in the UK to provide online credit reports to consumers
  • Serving more than 1.5 million consumers

Legal Stuff

Credit Reporting Agency Limited is registered at Companies House in England, company no. 03719598. Our registered address is Chynoweth House, Trevissome Park, Truro, Cornwall, TR4 8UN.

We are registered amongst other things as a credit reference agency and as an information and databank administrator, for worldwide transfer of data. We are notified to the Office of the Information Commissioner and listed on the Data Protection Register, registration number Z6636832, and licensed under the Consumer Credit Act 1974, licence number 465830.